Adviser Hub Partner Zone



Sanlam UK offers a broad range of financial services including discretionary investment management, award winning investment funds and a comprehensive range of product wrappers for financial advisers.

We work with financial advisers across the UK – from local firms to large national networks and our approach is one of partnership. Our focus is building tailored services around the adviser to deliver the adviser’s proposition, helping them make the very best of what they have to offer.

Tax year end

We recognise that tax year end is an especially busy time for financial advisers as you review your client’s investments to ensure they are making the best use of their annual allowances. We’ve pulled together a useful range of resources to assist you with helping your clients utilise their tax allowances efficiently for the best possible outcomes. Visit the hub to find out more.
While the Spring Budget didn’t yield as many surprises as predicted, the freezing of all tax allowances will have an impact on clients over the next five years. In addition, ‘Tax Day’ on 23rd March could bring consultations on matters such as Capital Gains Tax changes. Here are five reasons why we think now is a good time to review client tax planning.
The Lifetime Allowance was expected to increase this year but it’s been announced that it is frozen until April 2026.  Whilst short term this is not material, no increases for the next five tax years could have a larger impact.
Tax year end is fast approaching. Sanlam outline the important deadlines for sending applications and other top-ups to ensure your clients’ money is invested for this tax year.

Under the spotlight

Our Sanlam multi-asset range is directly invested, using the same investment philosophy and process behind our discretionary portfolios but with lower management costs. This provides your clients access to a range of well-researched funds at an affordable price, in line with their individual risk appetite. We have just launched the Conservative fund for risk rating 2, following the launch of Defensive, Cautious, Balanced and Growth funds last year. Now more than ever, in an uncertain world, it is important we have a range of strategies that meet the ever-changing and diverse needs of your clients.
When your clients embark on their retirement journey, keeping costs low is key. That’s why we’ve launched a new offer on OneSIPP, our retirement solution. They can now access our full investment expertise with no initial or annual SIPP charges.

Our services

Underpinned by thorough research and reporting, we lift the burden of investment management administration from your shoulders, while delivering a compliant investment solution that is built around your philosophy.
We offer a range of solutions to complement your own products and services. Whether your clients need more income, are concerned about their tax liabilities or are thinking about retirement, we provide a straightforward route to get them to where they want to be in life.
We have crafted a wide range of products and services so that you can concentrate on what you do best – spending time advising your clients and helping them put in place a secure financial future for themselves and their families.

News and insights

Onshore bonds were once the tax wrapper of choice, but in recent years international investment bonds and collective investments have been favoured by many advisers and their clients. But with capital gains tax changes in the offing, and a greater need for holistic tax planning, could onshore bonds be about to have their day in the sun once again?
‘Unprecedented’ was quite rightly the most overused word of 2020. As light starts to flicker at the end of the tunnel, Sanlam CIO Phil Smeaton reflects on an extraordinary period and the lessons learned along the way.
At a time when developed market government bond yields are close to zero, Peter Doherty discusses how hybrid capital can provide a stable yield and how it compares to traditional asset classes.
Beset by ultra-low rates, many investors are questioning the value of maintaining allocations to traditional fixed income instruments. Against this backdrop, Peter Doherty, head of fixed income, offers insight into how active, non-traditional fixed income strategies offer the ability to deliver secure, positive real returns over the medium term, even in the event of modest interest rate increases.
Writing SIPP business on an ‘insured’ basis rather than a ‘trust’ basis can give clients more protection and peace of mind over the longer-term.
Sequencing risk and pound cost ravaging are just two factors which highlight why financial advice is so important during decumulation.
The last few weeks have been a testing time for advisers and their clients. Advisers are having to find new ways of working. So, what can they do to make the best of a bad situation?

Latest market outlook

A year on from the arrival of a global pandemic, and we finally have reason to feel optimistic again. The government has laid down a roadmap to normal life, and key data indicators are already pointing to a strong economic recovery in the next two to three years. Read our monthly Market Outlook, where Phil Smeaton explains why investors can legitimately feel confident about the future.


Our lives are governed by numbers, from the cost of our morning coffee to the number steps we’ve walked on our smart watch. Ironically, many of us neglect the most important numbers that will profoundly shape our future.

We carried out a survey to understand British people’s attitudes to saving for later life. The results reveal some alarming statistics.
Within the next 20 years, we will see the largest ever intergenerational transfer of wealth, where trillions of pounds’ worth of assets will be passed down between generations.

Our report provides an insight into the issue from the perspective of three key audiences; the donors, the beneficiaries and those who will be handling the transfer.

Important Information

This information is for Professional Clients only. The value of investments and any income from them can fall and you may get back less than you invested. Sanlam is a trading name of Sanlam Wealth Planning UK Limited and English Mutual Limited. English Mutual Limited is an appointed representative of Sanlam Wealth Planning UK Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: St. Bartholomew’s House, Lewins Mead, Bristol, BS1 2NH.

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Event Listings

Sanlam: The future of happiness – Invested in the Future series

Online Event


Tue, 6th, Jul

Approx. 1 Hours

Before the global pandemic struck, many of us felt content amid busy social lives, nice holidays and furthering our careers. But 2020 lef...