Adviser-Hub articles

Articles tagged: BUSINESS TOOLKIT
Article-Pension-01-smll2024 Business Toolkit

State Pension – helping your client conversations

The State Pension is an important consideration when managing a client’s retirement income.

Fidelity Adviser Solutions 6th May 2025

Article-Search-05-smll2024 Business Toolkit

Tax tables 2025/26

Plan ahead with Fidelity Adviser Solutions latest tax tables – all the rates and thresholds for 2025/26 tax year.

Fidelity Adviser Solutions 7th Apr 2025

Article-Pension-01-smll2024 Business Toolkit

Tax treatment of money purchase death benefit payments

Under the lifetime allowance (LTA) replacement regime, one of the three new allowances is the lump sum and death benefit allowance (LSDBA).

Fidelity Adviser Solutions 11th Mar 2025

Article-Pension-01-smll2024 Business Toolkit

UFPLS withdrawals and the annual allowance tax charge

Paul Squirrell, Fidelity Adviser Solutions’ pension expert, answers a question raised via the Pension Forum.

Fidelity Adviser Solutions 24th Feb 2025

Article-Pension-01-smll2024 Business Toolkit

TTFACs for clients over age 75 and taking PCLS

Should you consider applying for a transitional tax-free amount certificate (TTFAC) for a client who is over age 75 and looking to take a Pension Commencement Lump Sum?

Fidelity Adviser Solutions 17th Feb 2025

Article-Communications-02-smll2024 Business Toolkit

Capital Gains and Investment Accounts

In this video, Fidelity's Paul Squirrell covers the methodology for performing these calculations as well as how to establish whether any tax is payable and, if so, how much.

Fidelity Adviser Solutions 21st Jan 2025

Business Toolkit

Adviser firms position themselves for growth

Paul Richards discusses some of the key findings and shares his thoughts on why advice firms are feeling more bullish about their prospects now, than at any time since the research began in 2020.&n...

Fidelity Adviser Solutions 25th Nov 2024

Business Toolkit

The advice sector’s future – practitioners’ hopes and fears

Download this year’s report to find out practitioners’ views on their firms’ prospects for growth, what impact AI may have on their businesses and what they’d like to see fr...

Fidelity Adviser Solutions 15th Oct 2024

Business Toolkit

What the end of NS&I 6.2% bond tells us about cash savings

Fidelity’s Ed Monk looks at the options available as investors look for a new home for their savings.

Fidelity Adviser Solutions 30th Sep 2024

Business Toolkit

Vulnerable customers and the Consumer Duty

The Consumer Duty has imposed additional rules and guidance on how vulnerable customers should be treated.

Fidelity Adviser Solutions 10th Sep 2024

Business Toolkit

Will Labour change the State Pension age?

The government has legislated for an age increase from 66 to 67 in 2026-28 and to 68 in 2044-46. However, the timing of the rise to 68 is in doubt and will be looked at by an independent review.

Fidelity Adviser Solutions 9th Sep 2024

Business Toolkit

Tax treatment of money purchase death benefit payments

Here is a rough guide from Fidelity Adviser Solutions – including a flowchart – to the tax treatment of money purchase death benefit payments.

Fidelity Adviser Solutions 2nd Sep 2024

Business Toolkit

Transitional tax-free amount certificates – should a client apply?

Where clients have accessed pension savings prior to 6 April 2024 and have therefore used part or all of their lifetime allowance, the lump sum allowance (LSA) and lump sum and death benefit allowa...

Fidelity Adviser Solutions 6th Aug 2024

Business Toolkit

Labour's possible pension changes - what chance they happen?

How might Labour change pensions and retirement savings? Fidelity Ed Monk explores some of the most talked-about potential changes.

Fidelity Adviser Solutions 22nd Jul 2024

Business Toolkit

The ‘£287,560’ cost of matching the State Pension

The State Pension has become an early battleground in the upcoming General Election, with the major parties diverging on their plans for the old age payment.

Fidelity Adviser Solutions 17th Jun 2024

Business Toolkit

NEW innovative smoothed solution available on Fidelity Adviser Solutions

Fidelity is committed to helping provide flexible retirement planning options for you and your clients, underpinning a more certain journey to and through retirement.

Fidelity Adviser Solutions 21st May 2024

Business Toolkit

Transitional tax-free amount certificates

Where clients have accessed pension savings prior to 6 April 2024 and have therefore used part or all of their lifetime allowance, the lump sum allowance (LSA) and lump sum and death benefit allowa...

Fidelity Adviser Solutions 22nd Apr 2024

Business Toolkit

The LTA replacement regime explained

The lifetime allowance (LTA) replacement regime comes into force for pensions on 6 April 2024.

Fidelity Adviser Solutions 2nd Apr 2024

Business Toolkit

Webinar replay: Financial planning considerations following a year of change

In a recent webinar, Fidelity Adviser Solutions’ Paul Richards, Paul Squirrell and Jon Hale ran through the key considerations for clients and how to quickly identify those who may need to ta...

Fidelity Adviser Solutions 29th Jan 2024

Business Toolkit

Investment Outlook: Is opportunity knocking?

Fidelity’s Tom Stevenson shares his thoughts on the global economy and where potential opportunities lie.

Fidelity Adviser Solutions 25th Oct 2023

Business Toolkit

How ISAs might change – Autumn Statement

The rules and incentives governing savings may be up for review at the Autumn Statement next month (22 November).

Fidelity Adviser Solutions 25th Oct 2023

Business Toolkit

Talking Points – latest technical updates in one place

Latest technical updates in one place.

Fidelity Adviser Solutions 25th Oct 2023

Business Toolkit

Building and maintaining client trust

As part of Fidelity Adviser Solutions ‘Building profitable practices’ series, we present some ideas to help you make the most of your client interactions. 

Fidelity Adviser Solutions 25th Oct 2023

Business Toolkit

IFA DNA 2023: Adapting to uncertainty

Fidelity Adviser Solutions have also included their Special Report which examines the impact of regulation and tax changes on advice firms. Hear what your peers have to say.

Fidelity Adviser Solutions 25th Oct 2023

Business Toolkit

Financial wellness insights for your clients

Having a good relationship with money and making the most of it day to day is so important. So, how can you help look after clients' financial wellness?

Fidelity Adviser Solutions 23rd Oct 2023

Business Toolkit

Navigating the retirement maze

Explore the summary of the retirement themes and challenges for financial planners and their clients.

Fidelity Adviser Solutions 16th Oct 2023

Business Toolkit

Retirement savings hierarchy

Recent tax changes mean there are important new considerations when thinking about the tax wrapper hierarchy for clients saving for their retirement.

Fidelity Adviser Solutions 2nd Oct 2023

Business Toolkit

Calculating the gains or losses on an investment

Paul Squirrell covers the methodology for performing these calculations as well as how to establish whether any tax is payable and, if so, how much.

Fidelity Adviser Solutions 31st Jul 2023

Business Toolkit

A platform built around your business

Making your life easier and your firm more efficient while providing a great end-investor experience for your clients is at the heart of what Fidelity Adviser Solutions stand for.

Fidelity Adviser Solutions 25th Jul 2023

Business Toolkit

Considerations around pension contributions

Paul Squirrell, Fidelity Adviser Solutions’ pension expert, runs through many of the considerations relating to pension contributions for 2023/24.

Fidelity Adviser Solutions 20th Jun 2023

Business Toolkit

New tax year: Check State Pension credits

The State Pension is the bedrock of pension planning, so the start of the tax year is a good time to get clients to check their online record to ensure it is accurate and up to date.

Fidelity Adviser Solutions 24th Apr 2023

Business Toolkit

Understanding market volatility

Fidelity Adviser Solutions have created two short guides to support your client conversations.

Fidelity Adviser Solutions 13th Mar 2023

Business Toolkit

Tax relief and the pension annual allowance

Technically, there’s no limit to the amount of pension savings that can be made by an individual in any tax year. However, there is a restriction on the contributions that can receive tax rel...

Fidelity Adviser Solutions 27th Feb 2023

Business Toolkit

Your financial planning framework

Fidelity Adviser Solutions’ checklists are designed to highlight financial planning considerations for Pensions, ISAs and Investment Accounts when approaching the end of the tax year.

Fidelity Adviser Solutions 6th Feb 2023

Business Toolkit

Tax year end planning tools and resources

With changes to UK taxation, many allowances and thresholds will be cut or frozen in 2023/24 and so it is more important than ever that clients maximise their allowances before the end of the tax y...

Fidelity Adviser Solutions 16th Jan 2023

Business Toolkit

Changes to UK taxation and the potential impact on clients

As the dust settles on the fourth budget of 2022, Fidelity's Paul Squirrell looks at some of the financial planning considerations as a result of the proposed changes...

Fidelity Adviser Solutions 12th Dec 2022

Business Toolkit

Fidelity Adviser Solutions Pension Forum: Taking PCLS after age 75

A client is approaching age 75 and still has some uncrystallised money purchase benefits remaining. What are the rules for taking Pension Commencement Lump Sum payments beyond th...

Adviser-Hub 28th Nov 2022

Business Toolkit

Talking Points – the latest technical insights in one place

Navigating the more intricate areas of financial planning can be...

Fidelity Adviser Solutions 21st Nov 2022

Business Toolkit

Your guide to the new Consumer Duty

The final rules relating to the Consumer Duty mean advice firms have to implement major changes to how they operate and deal with clients on an ongoing basis. The implementation deadlines are extremel...

Fidelity Adviser Solutions 25th Oct 2022

Business Toolkit

Cybersecurity: addressing behavioural risks

Take a look at Fidelity Adviser Solutions’ cybersecurity resources to help you stay one step ahead of cyber criminals.

Fidelity Adviser Solutions 17th Oct 2022

Business Toolkit

Challenges and strategies for income in retirement

Fidelity's Paul Richards and Paul Squirrell discuss important areas when considering retirement income.

Fidelity Adviser Solutions 10th Oct 2022

Business Toolkit

The new Consumer Duty: webinar replay

In this webinar, Fidelity Adviser Solutions' Paul Richards is joined by Chris Davies of award-winning RegTech provider Model Office and Alex Whitson of VouchedFor, the UK’s largest review platform for...

Fidelity Adviser Solutions 3rd Oct 2022

Business Toolkit

The new State Pension – buy now while stocks last?

The State Pension provides a guaranteed, index-linked income and so it’s essential that clients maximise this benefit, where possible.

Fidelity Adviser Solutions 22nd Aug 2022

Business Toolkit

Client getting divorced? Don’t let them forget their pension

Why are pension sharing orders so important and why should clients ensure their pension pots are part of any divorce settlement?

Fidelity Adviser Solutions 9th Aug 2022

Business Toolkit

Pension contributions checklist

Fidelity Adviser Solutions’ checklist is designed to highlight important considerations for clients making pension contributions.

Adviser-Hub 20th Jun 2022

Business Toolkit

Pre-A Day drawdown arrangements and the age 75 test

Fidelity Adviser Solutions’ pension expert, Paul Squirrell, runs through a case study of a client with Pre A day drawdown arrangements approaching age 75. Considerations include the uncrystallised fun...

Fidelity Adviser Solutions 31st May 2022

Business Toolkit

Fidelity Adviser Solutions partners with Origo’s Integration Hub

Fidelity Adviser Solutions are delighted to have partnered with the Origo Integration Hub providing Straight Through Processing (STP) for account opening and trading services.

Fidelity Adviser Solutions 12th May 2022

Business Toolkit

The Pension Forum: helping build your technical knowledge

The rules relating to pensions can be incredibly confusing given the complexity of the Pensions Tax Manual. To help build your technical knowledge around some of the more obscure aspects of this topic...

Fidelity Adviser Solutions 12th May 2022

Business Toolkit

The beneficiary flexi-access drawdown conundrum

Beneficiary flexi-access drawdown (BFAD) allows individuals to pass on pension benefits in a manner where the beneficiaries have immediate access to the funds after death.

Fidelity Adviser Solutions 3rd May 2022

Business Toolkit

The annual allowance charge and Scheme Pays requests

Fidelity Adviser Solutions take a step-by-step approach to calculating client’s annual allowance charges and explain the two types of Scheme Pays, mandatory and voluntary. They also run throu...

Fidelity Adviser Solutions 19th Apr 2022

Business Toolkit

Planning considerations at tax year end

Paul Squirrell, Fidelity Adviser Solutions ‘expert, highlights financial planning considerations for Pensions, ISAs and Investment Accounts when approaching the end of the tax year.

Fidelity Adviser Solutions 8th Mar 2022

Business Toolkit

Important considerations for pension contributions before 5 April

Paul Squirrell, Fidelity Adviser Solutions’ pension expert, takes a step-by-step approach to pension contributions from the critical starting point of tax relief.

Fidelity Adviser Solutions 21st Feb 2022

Business Toolkit

FCA’s strategy for positive change

The FCA believes the financial sector has an important role to play in helping the economy adapt to a more sustainable long-term future. Here is an overview of how it intends to support the industry d...

Fidelity Adviser Solutions 9th Feb 2022

Business Toolkit

Lifetime allowance – making sure you have the correct allowance

Paul Squirrell, Fidelity FundsNetwork's pension expert, discusses some important considerations around the initial phase of LTA planning, on establishing the client’s individual lifetime allowance.

Fidelity Adviser Solutions 13th Dec 2021

Business Toolkit

The State Pension: how clients can boost the amount they receive

For most clients, the State Pension will form an important part of their retirement income. It not only provides a weekly sum to those who qualify, it’s also guaranteed.

Fidelity Adviser Solutions 25th Nov 2021

Business Toolkit

Fidelity FundsNetwork's Investment Outlook

Tom Stevenson asks if we're heading for a discontented winter, or if there's still room for hope.

Fidelity Adviser Solutions 20th Oct 2021

Business Toolkit

Using technology to make your business processes much more efficient

In continuation of their Adviser Support Programme, Fidelity FundsNetwork's latest webinar covers the following three areas: the emergence of APIs (Application Programming Interfaces) within the platf...

Fidelity Adviser Solutions 15th Oct 2021

Business Toolkit

Security-related questions firms should ask their platform partner

Is your platform partner using strong enough measures to protect your firm and your clients' data from cybersecurity threats?

Fidelity Adviser Solutions 15th Oct 2021

Business Toolkit

Cybersecurity among top business risks for financial advice firms

Cybersecurity is among the top three business risks for large advice firms according to Nextwealth's Financial Advice Business Benchmarks 2021.

Fidelity Adviser Solutions 5th Oct 2021

Business Toolkit

Helping your clients stay cyber safe at home, online and on the move

In an increasingly digital and online world, it’s important that information and data is secured and protected.

Fidelity Adviser Solutions 27th Sep 2021

Business Toolkit

Passive versus active and ESG

Can ESG be run passively or is active asset management the only effective way to run ESG portfolios?

Fidelity Adviser Solutions 10th Aug 2021

Business Toolkit

Value that works for you

Take a closer look at everything you can expect from FundsNetwork, when you choose their platform.

Fidelity Adviser Solutions 10th Aug 2021

Business Toolkit

Working with you in challenging times

Jackie Boylan, Head of Fidelity FundsNetwork, reflects on the last 12 months, how we all reacted to a different way of working and what FundsNetwork introduced to cater for their client’s immediate ne...

Fidelity Adviser Solutions 10th Aug 2021

Business Toolkit

DB transfer issues and considerations

The outputs from the Pension Transfer Analysis System forms an important part of transfer advice, as well as the basis for much of the required Appropriate Pension Transfer Analysis (APTA).

Fidelity Adviser Solutions 10th Aug 2021

Business Toolkit

CII September AF1 exam - get ready

For those of you taking the AF1 exam this September, why not check FundsNetwork’s video training resources with industry expert Sue Cox.

Fidelity Adviser Solutions 10th Aug 2021

Business Toolkit

Global women & money study 2021

In their latest report Fidelity explore how women across the globe choose to manage their money and their attitudes towards investing.

Fidelity Adviser Solutions 21st Jul 2021

Business Toolkit

Pension transfer advice: Finalised Guidance

The FCA issued their final rules relating to DB pension transfer advice last year. In order to support firms offering this advice to clients, the regulator subsequently issued recent Finalised Guidanc...

Fidelity Adviser Solutions 21st Jul 2021

Business Toolkit

ESG investing: to outsource or not?

Is outsourcing the only option for advisers looking to integrate ESG solutions for their clients?

Fidelity Adviser Solutions 22nd Jun 2021

Business Toolkit

The FSCF and EU-domiciled funds

In late 2020, there were some media reports suggesting that FSCS protections for EU-domiciled funds – such as those based in Ireland and Luxembourg – would be stripped away once the Brexit transition...

Fidelity Adviser Solutions 17th May 2021

Business Toolkit

Ensuring the fair treatment of vulnerable customers

The FCA recently issued Finalised Guidance FG21/1 setting out requirements firms must follow.

Fidelity Adviser Solutions 19th Apr 2021

Business Toolkit

Investment Pathways

New legislation was introduced on 1 February 2021 requiring pension providers to offer Investment Pathways to certain individuals entering or topping up drawdown arrangements.

Fidelity Adviser Solutions 13th Apr 2021

Business Toolkit

Tax tables 2021/22 available

FundsNetwork's 2021/22 tax tables are now available, with all the rates and thresholds for the coming year.

Fidelity Adviser Solutions 5th Apr 2021

Business Toolkit

Do your client's understand ESG investing?

FundsNetwork’s client-friendly guide aims to decode the concept and some of the complexity around sustainable investing, to help you and your clients have better discussions around ESG.

Fidelity Adviser Solutions 5th Apr 2021

WomenmonenFundNetwork Business Toolkit

Unlocking the financial power of women

FundsNetwork talked to Georgina Fry of Sanderson house about their latest research which found that when women take financial advice, they keep at it.

Fidelity Adviser Solutions 30th Sep 2020

Business Toolkit

Ensuring the fair treatment of vulnerable customers

The FCA recently issued Guidance Consultation GC 20/3 setting out requirements firms must follow to protect vulnerable customers and ensure they are treated fairly.

Fidelity Adviser Solutions 16th Sep 2020

Business Toolkit

Protect your clients' details from email hacking

With more of us working remotely and using unsecure email to communicate with colleagues, the risk of fraud increases further. To highlight how criminals can operate, FundsNetwork have detailed two fi...

Fidelity Adviser Solutions 9th Sep 2020

Business Toolkit

New: tax tables 2020/21

FundsNetwork’s 2020/21 tax tables are now available, with updated rates and thresholds for the coming year.

Fidelity Adviser Solutions 2nd Apr 2020

Business Toolkit

Protect your client details from email hacking

With more people working remotely at the present time, FundsNetwork have created some useful reminders on how to keep your business and client details safe from fraudsters.

Fidelity Adviser Solutions 2nd Apr 2020

Marketing Toolkit

When uncertainty strikes…

When uncertainty strikes, financial markets often respond with a period of volatility. It can be difficult to remain pragmatic and unruffled when asset prices are swinging back and forth.

Adviser-Hub 18th Mar 2020

Business Toolkit

Glossary: the A to Z of ESG

A common issue cited with sustainable investing is a lack of clarity over the language used.

Fidelity Adviser Solutions 11th Mar 2020

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